TLDR
- Moomoo U.S. now offers crypto trading in Texas, bringing its zero-commission service to five states with 32 digital currencies
- Users can now transfer crypto directly between external Web3 wallets and their Moomoo accounts via a new deposit and withdrawal feature
- The platform introduced API Skills, enabling investors to integrate custom AI agents for building personalized trading strategies
- Company leaders report that retail traders are becoming more strategic, utilizing options tactics and exploring diverse AI investment opportunities
- The brokerage pioneered retail access to Figure Technology Solutions’ blockchain-native equity offering, an SEC-registered first
Moomoo U.S. has broadened its cryptocurrency offerings to include Texas residents while introducing a direct transfer system for digital assets, reinforcing its strategy to merge traditional and crypto investing on one platform.
Texas-based users now have access to 32 different cryptocurrencies through Moomoo’s commission-free structure, with transaction fees starting at just 0.49%. The platform currently operates in California, New Jersey, Pennsylvania, Texas, and other states.
The newly unveiled Direct Crypto Deposit & Withdraw functionality allows investors to seamlessly transfer eligible cryptocurrencies from external Web3 wallets into their Moomoo portfolios. After transferring, users can convert their digital holdings to fiat currency and deploy them across the platform’s various investment products.
Moomoo maintains compatibility with numerous prominent wallets and exchanges, providing access to over 50 cryptocurrencies within the United States, including recent additions like MON and BNB.
Celebrating the Texas expansion, Moomoo has introduced a promotional incentive program. First-time crypto traders can claim $10 in Bitcoin after executing an initial trade exceeding $1,000, receive an additional $15 for completing three transactions totaling $3,000, and earn $35 upon achieving $10,000 in cumulative trading activity.
AI Tools and Changing Investor Behavior
On the innovation front, Moomoo recently unveiled API Skills, a capability that allows investors to link their proprietary AI agents with Moomoo’s platform infrastructure, transforming conversational investment concepts into actionable strategies.
Neil McDonald, CEO of Moomoo U.S., emphasized that the technology aims to empower rather than supplant investors. “It provides them with better ways to monitor markets, evaluate opportunities, test ideas and build workflows that reflect their own objectives and risk tolerance,” he said.
McDonald noted that the platform’s 30 million retail users are increasingly focused on macroeconomic indicators including interest rates, inflation dynamics, and geopolitical developments. Options trading activity experienced significant growth throughout 2025 and has maintained momentum into 2026, with participants deploying covered strategies, protective puts, spreads, and complex multi-leg configurations.
He further observed that retail enthusiasm for AI-themed investments has expanded beyond major technology firms to encompass semiconductors, data infrastructure, cybersecurity solutions, and productivity software.
Tokenization and Blockchain Infrastructure
Albi Mema, Director of Crypto Operations at Moomoo U.S., explained that tokenization’s immediate advantages primarily benefit institutional players through accelerated settlement processes and streamlined issuance procedures. The transformative effects for retail participants, he suggested, will materialize over time.
Moomoo achieved a milestone as the inaugural U.S. brokerage to provide retail access to Figure Technology Solutions’ blockchain-native share issuance, marking the first SEC-registered public equity distributed in blockchain-native format.
Mema emphasized Moomoo’s commitment to inclusivity as financial infrastructure transforms. “Our role is to make sure retail investors are not left out as market infrastructure evolves,” he said.
Both leaders challenged the notion that retail investors respond emotionally during market turbulence. McDonald observed that many leverage volatile conditions to reevaluate their holdings and identify new prospects. Mema contended that the conventional perception of retail investors as headline-chasers “is too simplistic.”
The firm indicated plans to continue expanding both its cryptocurrency features and geographic reach across the United States in coming months.
